Trees and Insurance: Are you Covered?

In today’s housing market, everything finally seems headed in the right direction. When you buy your home, the first thing most people do is get a homeowners insurance policy. However, what most people don’t realize is that the basic homeowners policy doesn’t cover quite as much as they thought. For example, floods aren’t automatically covered. Earthquakes aren’t automatically covered. However, in most cases, damage from trees is covered depending on how the tree fell. 

If your home has trees anywhere around it and you don’t know if your home insurance gives you protection, it is time for you to check. It is all too easy to assume that you’re protected from fallen trees, but unless your policy specifically states that it does cover situations like that, there is a chance you may not be covered.

If you’re in the Southern California area (Los Angeles, San Bernadino, Encino, etc.), get in touch with Ron Young Insurance and make sure your home policy gives you the protection you need. Depending on where you live, you may want to ask about earthquake coverage, forest fire coverage and even hail and wind damage coverage as well. One phone call can help assure you that you’re not out on a limb. 

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